Protect your business from the high cost of tank leaks and spills. Our storage tank liability policies cover cleanup, third-party claims, and help you meet federal financial responsibility requirements.
Storage tank liability insurance covers the costs that come with confirmed releases from your underground storage tanks (USTs) and aboveground storage tanks (ASTs). If a tank leaks fuel, chemicals, or other stored materials into the surrounding soil or groundwater, this policy helps pay for it.
Covers medical costs and legal claims if someone gets sick or hurt because of a release from your storage tank. This includes people living or working near the tank site.
Pays for damage to nearby properties caused by a tank leak. This can include contaminated land, damaged buildings, and ruined water supplies on neighboring sites.
Covers the cost of cleaning up and remediating contamination from a confirmed release. This is often the largest expense in a tank leak, sometimes reaching hundreds of thousands of dollars.
Any business or organization that owns or operates underground or aboveground storage tanks should carry this coverage. Common tank owners include:
Gas Stations
Convenience Stores
Trucking & Distribution
Auto Dealerships
Petroleum Distributors
Fuel Oil Dealers
Schools & Universities
Municipalities
Hospitals
Manufacturing Plants
Golf Courses
Hotels & Motels
Apartments & Condos
In addition to standard tank operations, we can write coverage for situations many other providers turn away:
Available in states with environmental trust funds, these policies cover the deductible portion that state fund coverage does not pay. This gives you full protection without gaps.
Legal defense costs are paid on top of your policy limits, not subtracted from them. This means your full coverage amount stays available for cleanup and claims.
Spills and releases that happen during the loading or unloading of your storage tanks are covered. This is a common source of contamination at fueling facilities.
Access to an emergency response hotline and spill response kits. When a release happens, fast action can greatly reduce the total cost of cleanup and limit harm to people and the environment.
$2M/$5M
Policy limits (additional capacity may be available)
$350
Minimum premium as low as
12-24 mo
Policy terms available
$5,000
Deductibles starting at
Federal law requires owners and operators of underground storage tanks to show they can pay for cleaning up leaks and compensating third parties. This is called the financial responsibility requirement. Our storage tank liability policies satisfy this federal requirement where applicable.
Without proper financial responsibility, you could face fines from the EPA and state agencies. You could also be personally liable for all cleanup costs, which can easily exceed hundreds of thousands of dollars for a single tank leak.
Many tank owners rely only on their state cleanup fund for coverage. But state funds often have long wait times for reimbursement, limited coverage amounts, and high deductibles. A storage tank liability insurance policy fills these gaps and gives you immediate protection.
Fines from EPA and state agencies, personal liability for all cleanup costs, no legal defense funding, and potential business closure.
Federal requirements met, cleanup costs covered, legal defense funded separately, emergency response support, and peace of mind.
Fill out the form below and we will get back to you with competitive quotes from multiple carriers. Most quotes are returned within one business day.
Depending on your operations, you may also need one or more of these coverages.
Coverage for contractors who work around storage tanks or handle hazardous materials during installation, removal, or maintenance.
Broader environmental coverage for the entire property, not just the tanks. Ideal for facilities with multiple pollution risks.
Additional limits above your primary storage tank policy for higher-risk facilities or those needing more protection.
Ready to Apply?
Complete your application online in minutes — no PDFs to print or email. Submit it and our team reviews it right away. Most submissions receive a response within one business day.
