Contractors Pollution Liability
Painting and coating work disturbs lead paint and releases solvents, VOCs, and overspray — pollution conditions your general liability policy leaves uncovered.
Your general liability policy almost certainly excludes pollution. Contractors Pollution Liability (CPL) fills that gap, covering third-party bodily injury, property damage, and cleanup costs from a pollution condition caused by your work — plus legal defense.
It covers releases and drift from your coatings and solvents, lead dust from surface prep, and the resulting cleanup and third-party claims.
Real-World Scenario
During exterior sandblasting of an older building, lead paint dust drifts onto a neighboring property and playground, prompting testing, cleanup, and bodily injury claims that the general liability policy excludes. A CPL policy responds.
Yes. Lead paint dust, solvent overspray, and VOC releases are pollution conditions excluded by a standard general liability policy.
Contractors pollution liability can respond to contamination from disturbing lead paint, which general liability typically excludes.
Related: Contractors Pollution Liability · Cost of coverage
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