How the Application Works

Applying is fast and entirely online — no PDFs to print, sign, or email. Here's what to expect.

1

Choose your coverage

On the Applications page, pick the application that matches what you need — Contractors Pollution, Site-Specific Environmental, Storage Tank, Environmental Consultants E&O, or a combined package. Not sure which one? Contact us and we'll point you to the right one.

2

Tell us who you are

The application first asks whether you're an insurance agent or the applicant (business owner). Agents can complete it themselves or send a secure link for their client to finish — either way, the agent stays attached to the submission.

3

Complete it online

Answer the questions in your browser. Only the questions relevant to your operations appear — checking a box or answering "Yes" reveals the follow-ups, so you never wade through fields that don't apply. The more complete your answers, the faster we can quote.

4

Submit — that's it

Click submit and your application goes straight to our team, along with the properly formatted paperwork generated automatically behind the scenes. Nothing to print, email, or fax.

5

Get quoted

We review your submission, shop it to our A+ rated markets, and respond with competitive options — usually within one business day. If we need anything else, we'll reach out.

What you'll want handy

  • The legal name and address of the business applying
  • A description of your operations, and annual revenue or payroll
  • Desired effective date and any coverage limits you have in mind
  • Any prior pollution claims or known contamination (disclose these — carriers will ask)